Life Insurance is one of those cards players keep asking about. Here is, in plain words, what its official text says, the rulings published by Wizards of the Coast, and the combos players actually run.
01
Official card text
Extort (Whenever you cast a spell, you may pay. If you do, each opponent loses 1 life and you gain that much life.) Whenever a nontoken creature dies, you lose 1 life and create a Treasure token.
How it works : Life Insurance
Original English text — Wizards of the Coast / Scryfall
- #1· Wizards of the Coast
You may pay
a maximum of one time for each extort triggered ability. You decide whether to pay when the ability resolves.No other card is named in this ruling.
- #2· Wizards of the Coast
The amount of life you gain from extort is based on the total amount of life lost, not necessarily the number of opponents you have. For example, if your opponent's life total can't change (perhaps because that player controls Platinum Emperion), you won't gain any life.
No other card is named in this ruling.
- #3· Wizards of the Coast
The extort ability doesn't target any player.
No other card is named in this ruling.
- #4· Wizards of the Coast
The extort ability resolves before the spell that caused it to trigger. The ability resolves even if that spell is countered.
No other card is named in this ruling.
02
Popular combos
Real combos played by the community, sorted by popularity.
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#1
Ashnod's Altar + Falkenrath Noble + Life Insurance + Reassembling Skeleton
Infinite colorless manaInfinite death triggersInfinite creature ETBInfinite lifeloss
- 1Activate Ashnod's Altar by sacrificing Reassembling Skeleton, adding
. - 2Life Insurance and Falkenrath Noble triggers.
- 3Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token Resolve the Falkenrath Noble trigger, causing target player to lose 1 life and gaining you 1 life.
- 4Activate Treasure token by tapping and sacrificing itself, adding
. - 5Activate Reassembling Skeleton by paying
, returning it to the battlefield. - 6Repeat.
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#2
Bloodsoaked Champion + Ashnod's Altar + Life Insurance + Zulaport Cutthroat
Infinite colorless manaInfinite death triggersInfinite creature ETBInfinite lifeloss
- 1Activate Ashnod's Altar by sacrificing Bloodsoaked Champion, adding .
- 2Life Insurance and Zulaport Cutthroat triggers.
- 3Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token.
- 4Resolve the Zulaport Cutthroat trigger, causing each player to lose 1 life and gaining you 1 life.
- 5Activate a Treasure token by tapping and sacrificing itself, adding .
- 6Activate Bloodsoaked Champion by paying , returning it to the battlefield.
- 7Repeat.
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#3
Phyrexian Altar + Falkenrath Noble + Life Insurance + Reassembling Skeleton
Infinite death triggersInfinite creature ETBInfinite lifelossInfinite creature LTB
- 1Activate Phyrexian Altar by sacrificing Reassembling Skeleton, adding .
- 2Falkenrath Noble and Life Insurance triggers.
- 3Resolve the Falkenrath Noble trigger, causing target player to lose 1 life and gaining you 1 life.
- 4Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token.
- 5Activate a Treasure token by tapping and sacrificing itself, adding .
- 6Activate Reassembling Skeleton by paying , returning it to the battlefield tapped.
- 7Repeat.
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#4
Bloodsoaked Champion + Phyrexian Altar + Life Insurance + Zulaport Cutthroat
Infinite death triggersInfinite creature ETBInfinite lifelossInfinite creature LTB
- 1Activate Phyrexian Altar by sacrificing Bloodsoaked Champion, adding .
- 2Life Insurance and Zulaport Cutthroat triggers.
- 3Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token.
- 4Resolve the Zulaport Cutthroat trigger, causing each player to lose 1 life and gaining you 1 life.
- 5Activate Treasure token by tapping and sacrificing itself, adding .
- 6Activate Bloodsoaked Champion by paying , returning it to the battlefield.
- 7Repeat.
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#5
Bloodsoaked Champion + Phyrexian Altar + Life Insurance + Blood Artist
Infinite death triggersInfinite creature ETBInfinite lifelossInfinite creature LTB
- 1Activate Phyrexian Altar by sacrificing Bloodsoaked Champion, adding .
- 2Life Insurance and Blood Artist triggers.
- 3Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token.
- 4Resolve the Blood Artist trigger, causing target player to lose 1 life and gaining you 1 life.
- 5Activate Treasure token by tapping and sacrificing itself, adding .
- 6Activate Bloodsoaked Champion by paying , returning it to the battlefield.
- 7Repeat.
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#6
Ashnod's Altar + Falkenrath Noble + Life Insurance + Bloodsoaked Champion
Infinite colorless manaInfinite death triggersInfinite creature ETBInfinite lifeloss
- 1Activate Ashnod's Altar by sacrificing Bloodsoaked Champion, adding .
- 2Life Insurance and Falkenrath Noble triggers.
- 3Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token Resolve the Falkenrath Noble trigger, causing target player to lose 1 life and gaining you 1 life.
- 4Activate Treasure token by tapping and sacrificing itself, adding .
- 5Activate Bloodsoaked Champion by paying , returning it to the battlefield.
- 6Repeat.
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#7
Phyrexian Altar + Falkenrath Noble + Life Insurance + Bloodsoaked Champion
Infinite death triggersInfinite creature ETBInfinite lifelossInfinite creature LTB
- 1Activate Phyrexian Altar by sacrificing Bloodsoaked Champion, adding .
- 2Falkenrath Noble and Life Insurance triggers.
- 3Resolve the Falkenrath Noble trigger, causing target player to lose 1 life and gaining you 1 life.
- 4Resolve the Life Insurance trigger, causing you to lose 1 life and creating a Treasure token.
- 5Activate a Treasure token by tapping and sacrificing itself, adding .
- 6Activate Bloodsoaked Champion by paying , returning it to the battlefield.
- 7Repeat.
Related cards and tokens
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Legal formats
legacyvintagecommanderoathbreakerduel
Commentaires
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Meta decks with Life Insurance
No archived Top 8 deck with this card yet.